Simply put, life insurance gives your loved ones financial security after you’re gone. You pay a monthly premium, and if the unexpected happens, your loved ones get a death benefit. That benefit can be used for things such as medical bills, funeral expenses, outstanding mortgage, college tuition, and even living expenses.
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Homeowners insurance provides financial protection against disasters. A standard policy insures the home and the things that you keep in it.
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Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
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